Swift Code Bank Examples: Things You Need to Know

Swift Code Bank Examples: Things You Need to Know

Having been around and used since the 1970s, the SWIFT Code is a technology in the banking world to deal with financial activities around the globe. It has the ISO standard for international money transfer transactions. Still, what is a SWIFT Code bank? How does it actually work? And, what are some examples we can find in our country? 

People also read: What is SWIFT Code: Definition, Functions, and How It Works


Swift Code – What is it?

When we talk about SWIFT Code, it also implies the so-called BIC Code. As part of the ISO 9326 standards, we use this code to make any international payment or money transfer faster and more secure. 

SWIFT is short for the Society for Worldwide Interbank Financial Telecommunication. Meanwhile, BIC stands for Bank Identifier Code. The system is a communication network that provides a standardized and secure method for sending funds worldwide. 

We use this SWIFT system to verify the identity of a bank or other financial institutions, especially when doing financial transactions internationally. This code offers security, ensuring your money is sent to the right bank account.  

Also known as SWIFT numbers, the code consists of eight (8) to eleven (11) characters (letters and digit numbers). We need it to identify bank branches or other payment providers all over the world when you want to send funds abroad via the SWIFT network. 


Swift Code in Indonesian Banks – 2 Examples

swift code bank examples 1.jpg

The following are some examples of SWIFT Codes for banks in Indonesia. 

SWIFT Code for Bank Mandiri

In general, the SWIFT Code for Bank Mandiri will be in 8 characters, namely 'BMRIIDJA'. This code begins with the bank code name, 'BMRI' for Bank Mandiri, followed by the country code, 'ID'. The next two characters indicate the location, i.e., 'JA'. 

As for additional or optional codes, it is usually the code of the branch office where the account number was issued or that handles the transactions. You can adjust the code according to the bank's branch office. For example, for a transaction regarding a custodian service, hence, the SWIFT Code will be 'BMRIIDJACUS'.

SWIFT Code for Bank BNI

The second example is the SWIFT code for Bank BNI that usually goes with 'BNIAIDJA'. Similarly, the first 4 characters, 'BNIA', is for the bank code name, followed by 'ID' for the country code, and the last 2 characters, 'JA', are for the location code. 

The above 8-character code is usually enough for overseas fund transfer transactions. Still, sometimes, the process will also ask you to include the code for the bank branch office. Similar to Bank Mandiri, you can add or adjust the code for the branch office by asking or looking for it on Bank BNI's official website. 


People also read: How to Open a Bank Account in Indonesia for International Visitors

There is also the latest alternative when you think using SWIFT Code is too bothersome. It is none other than Flip Globe, an application that makes inter-state fund transfer more practical and time-saving. 

Still, from the above explanation, we can answer and understand better what is a Swift Code bank, especially for doing inter-state fund transfer transactions. The system will not only simplify the process but also make it more secure. 

[SEO&ASO] Banner Article Blog_Flip Globe 1200x300.png



4 Keuntungan Investasi Obligasi Bagi Pemula
4 Keuntungan Investasi Obligasi Bagi Pemula
6 Tips Memilih Investasi buat Anak Muda
6 Tips Memilih Investasi buat Anak Muda
6 Cara Investasi Reksadana untuk Pemula
6 Cara Investasi Reksadana untuk Pemula
Catat, 8 Universitas di New Zealand Ini Tawarkan Beasiswa!
Catat, 8 Universitas di New Zealand Ini Tawarkan Beasiswa!
Mau Jadi Supplier Baju Import? Cek Dulu Serba-serbinya di Sini
Mau Jadi Supplier Baju Import? Cek Dulu Serba-serbinya di Sini


Mulai transaksi bareng Flip



App Store

App Store
flip logo

Tentang Flip

BlogPromoBerita & MediaCek Kode SwiftKonversi Mata UangKomunitasBantuanKebijakan PrivasiSyarat & KetentuanLaporkan Kerentanan

Hubungi Flip

Layanan Pengaduan Konsumen Flip

+62 21 - 30002424


[email protected]


Jl. Pesona Khayangan Blok CK No. 50, Mekar Jaya, Kec. Sukmajaya, Kota Depok, Jawa Barat 16411

Bisnis & Kerja Sama

[email protected]

Direktorat Jenderal Perlindungan Konsumen dan Tertib Niaga Kementerian Perdagangan RI

Whatsapp 0853 1111 1010

Flip adalah perusahaan transfer dana yang telah terlisensi oleh Bank Indonesia.
© 2023 PT Fliptech Lentera Inspirasi Pertiwi