Flip was born from the experiences of its founders, Rafi Putra Arriyan, Luqman Sungkar and Ginanjar Ibnu Solikhin, while studying at the University of Indonesia. As students, they found it difficult and inconvenient to pay interbank transfer fees, which at that time cost IDR 6,500. Armed with the belief that a lot of people felt the same way, the three founders created Flip using only a simple form and received immensely positive responses from various groups.

After gaining the license from Bank Indonesia and growing for eight years, Flip is now trusted by millions of users in Indonesia to help them meet their financial transaction needs.

Interbank transfers were just the beginning. There are many other things that Flip is currently and will be growing in the future. Ultimately, the entire Flip team believes that Flip can continue to grow, becoming a fair financial service and even more.


Why Join Flip?

Joining Flip is not just about work, you'll get more than that:

Build the fairest financial product in the world

Build the fairest financial product in the world

Like our values, we strive to build the fairest financial products and services in the world. We strive to provide users-first services, as well as services to conduct fair financial transactions from anywhere to anyone. You can play an important role in this mission.

Learn and grow at the fairest place

Learn and grow at the fairest place

Not only building the fairest financial products and services, we also strive to provide the fairest place where you can work, work, learn, and grow with talented and fun people in various opportunities to advance your career and earn fair rewards.

Be a candor person, your voice matters

Be a candor person, your voice matters

At Flip, all voices are meaningful and heard. Don't be afraid to give feedback, because on Flip you can express your aspirations and explore ideas, and communicate easily in a fair and open working environment.

Value Flip



Everyone should get their rights accordingly and be aware of what a fair situation would be for both Flip team and the company.

Customer Love

Providing service excellence to bring delightful user experiences and focusing on their needs.


Upholding moral and intellectual integrity in every action to stand on the truth, comply with the obligation to dissent, and be committed for outcomes.


Staying humble, being open for feedback, and having the willingness to continuously improve.


Providing the best result with resilience and agility, starting by owning the process up until delivering the result.

Life at Flip

Stories from Flip Team

Find experiences, inspiration, stories and points of view from the Flip team here.


Interested in joining Flip? Check out our openings.

Apply Here

How Does the Fun Work at Flip?

Keep track of the fun of flip teamwork here!

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Call Center

+62 21 - 30002424


[email protected]


Jl. Pesona Khayangan Blok CK No. 50, Mekar Jaya, Kec. Sukmajaya, Kota Depok, Jawa Barat 16411

Business & Partnership

[email protected]

Direktorat Jenderal Perlindungan Konsumen dan Tertib Niaga Kementerian Perdagangan RI

Whatsapp 0853 1111 1010

Flip is a money transfer platform that has been licensed by Bank Indonesia.
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