BRI Bank Swift Code: How It Works and How to Find It

Today’s wire transfer using BRI bank is getting more straightforward than ever. Not only domestic wire transfers but also international ones. However, this convenience cannot be separated from the role of tech innovation known as the SWIFT code. What is it? We will find the answer in the following article about the BRI bank SWIFT code.

What is BRI SWIFT Code?

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Sumber : Radarmu

Before knowing the SWIFT code for BRI bank, let's get to know first what the SWIFT code is. SWIFT (Society for Worldwide Interbank Financial Telecommunications) code is also widely known as a Bank Identifier Code (BIC.) It's a unique identifying code assigned to financial institutions all around the globe.

The code is often made up of 8 or 11 digits of mixed letters and numbers but sometimes consists of letters only. For example, the BRI bank SWIFT code is BRINIDJA, which, as you can see, comprises all letters. Here’s the breakdown:

The first four letters represent the institution's identification, in this case, BRI Bank (BRIN).
The following two letters are the abbreviation of the country where the bank is located, in this case, Indonesia (ID).
The last two letters indicate the location of the bank headquarters, in this case, Jakarta (JA).

However, the SWIFT code of BRI bank is unlike those of other banking institutions in Indonesia. It's because each branch has a different SWIFT code. For example, the SWIFT code for BRI Bank in Bandung is BRINIDJA005. The last three digits indicate the branch office of BRI in Bandung.

How does the BRI SWIFT Code Work?

Then, how does the BRI bank SWIFT code work? It's relatively simple. For example, you currently live in Japan and plan to send funds to your mom in Bandung, who has a BRI bank account.

First, go to the nearest office bank where you opened an account in Japan. Remember to bring the details of your mom's bank account. These include the account number, the full name of your mom, and of course, the SWIFT code. Since your mom lives in Bandung, the SWIFT code is BRINIDJA005.

The bank in Japan will send instructions to BRI Bank in Jakarta to process the money transfer. After the message is received by the BRI head office, the settlement procedure will be carried out by the head office, and the money will be sent immediately to your mom's account.

Is this process possible without the SWIFT code? It's safe to say it's not. The code is essential in international transactions involving the BRI bank. It ensures that money is sent to the correct recipient and is routed correctly. Without the right code, the fund transfer might experience problems, such as being delivered to the wrong recipient.

The SWIFT code is also essential for ensuring confidence and security in international wire transfers. The sender and receivers can also rest assured that the funds are being sent to the right bank and account.

How to Find the BRI SWIFT Code?

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Then, how to find the BRI SWIFT code? There are some ways you can use to get the SWIFT code.

1. Contact BRI’s customer service

The most traditional way to obtain the BRI SWIFT code is by contacting the bank's customer service. You can reach out to them via phone, social media, email, or even in person and provide them with the details of your inquiry.

2. Use Swift.com

You can also obtain the SWIFT code of BRI bank by visiting the official website of SWIFT at www.swift.com. Navigate to the “BIC Search” option and enter the details. These include the bank name (BRI or Bank Rakyat Indonesia), country (Indonesia), and location details. The site will do a database search and provide you with the correct BRI bank SWIFT code.

3. Online directories for SWIFT code

Another way to look up the BRI SWIFT code is by using web directories dedicated to providing information on the SWIFT code. You can use websites like theswiftcodes.com, bank.codes, or swiftcodes.org. Use the same procedure as the above to look for the SWIFT code of BRI.

To wrap up, knowing the correct BRI bank SWIFT code is essential for everyone engaging in international wire transfers with BRI. Aside from using the local bank where you currently stay overseas, you can also consider using Flip Globe. With Flip Globe, you can efficiently perform international funds transfers at more affordable costs.