These 7 Travel Health Insurance In Indonesia Are Recommended For Expats

Hundreds of travel health insurances exist in Indonesia. As an expatriate, you may feel a bit overwhelmed with these possibilities. No worries, these are the top seven (7) list just for you.

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The Important of Having Travel Health Insurance Before Visiting Indonesia

Sumber : Envato

Since April 12, 2022, having travel health insurance has been mandatory for all travelers to Indonesia. This will help to cover for their health expenses while traveling, especially when it comes to Covid-19 virus strains.

Without any travel health insurance, you may have a harder time gaining access to the country of your choice. It is not just in Indonesia, but also most countries around the world.

7 Travel Health Insurance In Indonesia For Expats

Sumber : Envato

Based on the seamlessness of claim process, the amount of hospital network coverages, the total of sum insurances, and also premium process, check out these seven (7) travel health insurances in Indonesia for expats:

AXA Mandiri International Exclusive Worldwide

The premium price of AXA Mandiri International Exclusive Worldwide starts at three million rupiahs per month. It covers the expenses of ICU, hospitalization expenses, and the visit for general and specialist practitioners – all according to the hospital bill. The daily sum for hospital stay is insured by USD 100 – 230. Its annual limit is between USD 1.8 – 2.9 millions.

Lippo Insurance Health Protection

The premium price of Lippo Insurance Health Package Protection starts at 400,000 rupiahs per month. The insurance sum is according to the hospital bill as charged. It also covers vitamins and medicines, even if the outpatient care does not need it.

Other benefits include cashless claim method and easy access for so many things, from: policy details, claim records, and hospital network – all from Lippo’s mobile application. This works for all regions around the world.

Chubb Health Life Protection

The premium price of Chubb Health Life Protection starts at 400,000 rupiahs per month. The rest is just like Lippo Insurance Health Protection. The insurance sum is according to the hospital bill as charged. It also covers vitamins and medicines, even if the outpatient care does not need it.

Other benefits include cashless claim method and easy access for so many things, from: policy details, claim records, and hospital network – all from Chubb’s mobile application. This works for all regions around the world.

Cigna Premium Health Protection

The premium price of Cigna Premium Health Protection starts at 300,000 rupiahs per month. Cigna has two categories for the entry age insured: from 18 to 70 years old and from six months to 17 years old. The coverage extension is valid until the insured is 80 years old.

The coverage regions include Indonesia, Singapore, Malaysia, and Thailand. Other coverage expenses include: hospitalization (pre- and post-), ICU, and medical checkup for twice a year.

Manulife MiUltimate Healthcare

Manulife MiUltimate Healthcare offers their cashless claim method. A medical checkup is not required. There is an entry age for the main insured, which is from six to 70 years old. The daily coverage includes ICU and hospitalization. The coverage extension is valid until the insured is 90 years old.

Manulife MiUltimate Healthcare covers 108 medical conditions and also 50 critical illnesses.

Pacific Cross Comprehensive International Plan

Pacific Cross Comprehensive International Plan has the entry age insured: from 23 to 90 years old. Although this may not work well for travelers with families of young children, adult travelers are helped by this. Pacific Cross Comprehensive International Plan covers a plenty of expenses, like: inpatient expenses, ER (emergency room) treatment expenses, dental care expenses (from personal accident, not by aesthetic requests), ambulance expenses, and also repatriation or medical evacuation insurance.

PRU Prime Healthcare

The premium price of PRU Prime Health starts at 300,000 rupiahs per month. Just like Cigna, PRU Prime Healthcare has two categories for the entry age insured: from 18 to 70 years old and from six months to 17 years old. The coverage extension is valid until the insured is 80 years old.

Just like Cigna as well, the coverage regions for this travel health insurance include Indonesia, Singapore, Malaysia, and Thailand. Other coverage expenses include: hospitalization (pre- and post-), ICU, and medical checkup for twice a year.

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These are the top seven (7) travel health insurance companies recommended to expatriates while living or moving to Indonesia. Choose the one with the benefits according to what you need.